Horizon First Bank

Header Value

Corporate name: Horizon First Bank

Capital Formation: € 2,396,307,068 divided into 1,198,153,534 shares with a par value of €1.70 (on June 21, 2010)

Incorporation Details: Swiss n° 617 042 449

Title N°: 07 022 735

C.E. Identification name: BGN76662042449

Registered Office: 21 Sveta Nedelya Sq.-1100 Sofia (Bulgaria)

 

•Legal representative: Maldini Prestovich, Chief Executive Officer

•Website manager: Thornburg Etienne, Head of Communication

•Contact: Zillah Einspahr, Head of Multimedia and New Technology

•Designer: Creative View and Swiss Internet Merchantele- CH

Horizon First Bank wishes to draw users' attention to the following information

1 - Access to the site:

Users of this site acknowledge that they have the skills and equipment necessary to access and use the site.

Horizon First Bank shall not be liable for items beyond its control nor for any damage that may be suffered by the user's technical environment, particularly computers, software, network equipment or any other equipment used to access or use the service and/or the information.

It should be noted that it is an offence, subject to criminal penalties, to access or remain fraudulently in a computer system, to hinder or distort the functioning of such system, or to introduce data to or modify fraudulently the data in a computer system.

 

Access to the horizon1stbk.com site is free of charge. The costs of accessing and using the telecommunications network shall be borne by the user, under the terms and conditions set by the access providers and telecommunications operators.

2 – Intellectual Property:

Horizon First Bank owns, or has title to the rights to, all of the items that make up the site, particularly the data, designs, graphics, photos and audio tape.

It is prohibited to reproduce, represent, distribute or redistribute the contents of the site by any means whatsoever, whether in whole or in part, without the prior express authorization of Horizon First Bank. Such action constitutes an infringement of rights for which penalties are provided under Articles L. 335-2 et seq. of the Bulgarian Financial Intelligence and Intellectual Property Code.

The trademarks of the publisher of the horizon1stbk.com site and of its partners, and the logos that appear on this site are registered trademarks. Any reproduction, whether in whole or in part, of said trademarks and said logos, made using parts of the site without the prior authorization of Horizon First Bank or any assignee thereof shall therefore be prohibited, within the meaning of Article L. 713-2 of the Bulgarian Financial Intelligence Intellectual Property Code.

3 - Contents of the site:

Horizon First Bank shall reserve the right to correct the contents of the site at any time and without notice. Furthermore, Horizon First Bank shall have no liability in the event of any delay, error or omission regarding the contents of these web pages, nor in the event of any interruption to the service or of the service ceasing to be available.

Horizon First Bank will not be held liable for any decision taken on the basis of information provided on this site, nor for the use that may be made thereof by third parties. Any person who wishes to benefit from the services and/or the products presented on this site should consult the contractual terms and conditions applicable to said products and/or services, and the price list, which are available at local branches of Horizon First Bank.

Access to the products and services presented on this site may be subject to restrictions in respect of certain persons or in certain countries. No product and/or service shall be provided by Horizon First Bank to any person if such product and/or service contravene the law in his native country, or in any other country by which he is concerned. However, it shall be incumbent on the interested party to check in advance that his legal or tax status enables him to subscribe to products and/or services presented on the site, by consulting his usual advisers.

4 - Hyperlinks:

The Horizon First Bank site contains hyperlinks to sites that are not controlled by Horizon First Bank. In consequence, Horizon First Bank shall not have any liability for the contents of sites that users are able to access through its own site.

 

Hyperlinks may not be set up to the horizon1stbk.com site without the prior authorization of the publisher.

5 - Cookies:

Users are informed that when visits are made to this site, a cookie may be installed automatically and retained temporarily in the user's memory or on his hard disk. Cookies do not make it possible to identify users; rather they record information about the user's use of the site. Users acknowledge that they have been informed of this practice and authorize Horizon First Bank to use it. Users may deactivate the cookie using the settings in their navigation software

If you have any questions in regard to this Notice, please contact us:

E-mail: info@horizon1stbk.com